Inquiries about financial aid should be addressed to the Office of Financial Aid, Frederick Palmer Whiddon Administration Bldg., Room 260, University of South Alabama, Mobile, AL 36688-0002, telephone (334)460-6231 or e-mail: firstname.lastname@example.org.
FOR FINANCIAL AID
Transfer students must request a Financial Aid Transcript from the last school they attended even if they did not receive financial aid.
Additionally, students whose applications are selected for verification will be asked to submit additional information such as tax returns (the students and parents), verification of untaxed income, and other necessary documents to support the application.
When all required application information is submitted to the Financial Aid Office, the students file is reviewed and evaluated to determine eligibility for financial assistance. Students are notified of their financial aid award by letter.
Awards will not be made until all documents are received and the information on the application has been verified.
Financial aid awards are tentative pending receipt of funds by the University from local, state or Federal sources. A student may not receive more than one University sponsored scholarship.
OF FINANCIAL AID
All aid except Federal College Work-Study will be applied to tuition and fees. If the financial aid does not cover costs, the student may make up the difference with a personal check or credit card. If the award is more than tuition and fees, the excess funds will be disbursed to the student by the Bursar. Excess proceeds from the Parent Loan to Undergraduate Students will be refunded either to the parent borrower or the student depending on the authorization from the parent borrower. If the Federal Stafford Student Loan check has been received from the lender, the student may pick it up at the Bursars station during registration. Students whose financial aid has not been received by the University should be prepared to meet the costs of tuition and fees at registration because the University has no policy for deferral of payment.
During the Semester: Should a student fail to complete their financial aid application in a timely manner, there may be a delay in receiving financial aid funds. Lenders generally notify students of the date(s) they expect to disburse their loan proceeds. These funds should be available to the student 4-10 days after disbursement from their lender. Federal Pell Grant checks will generally be available immediately after the student is notified by the Financial Aid Office of the amount of their grant for the current semester. These checks will be issued by the University Bursars Office.
Students are eligible to continue receiving financial aid as long as they meet the academic policies of the University. Students must also meet the conditions of satisfactory progress as defined in the current University Bulletin.
The Department of Education uses a standard formula, passed into law by Congress, to evaluate the information students report on the Free Application for Federal Student Aid.
The amount of Federal Pell Grant a student may receive is based on financial eligibility, the cost of attendance at USA, enrollment status (full-time, three-quarter time, half-time, or less-than-half-time), and the level of federal funding.
Students apply for a Federal Pell Grant by completing the Free Application for Federal Student Aid. Applicants will receive a Student Aid Report (SAR) in the mail. Students should read all parts of the SAR to verify the information is correct. Contact the Financial Aid Office if any information is incorrect.
Only undergraduate students are eligible to apply for the Federal SEOG program, and since funds in this program are limited, priority is given to students who have the greatest financial need and receive a Federal Pell Grant.
The amount of the Federal Supplemental Educational Opportunity Grant depends on the students need and the amount of funds allocated to the University.
Student Assistance Program
The amount of ASAP awards depends on the students need and the amount of funds allocated to the University.
Federal College Work Study
Both graduate and undergraduate students are eligible for the College Work Study program, and because of limited funds, priority is given to full-time students.
All Work Study awards are based on financial need of the student and the availability of funds. Generally, students work fifteen to twenty hours per week during the semester. Students are paid minimum wage and paychecks are issued every two weeks.
Funds are awarded based on the financial need of the student and the availability of funds. Awards are generally made to full-time students.
Undergraduates may borrow up to $4000 each year of study to a total of $20,000. Students in a program of 4 years or longer who have not achieved third-year status are limited to an aggregate maximum of $8000. Graduates may borrow $6000 each year to a total of $40,000, including the amount borrowed as an undergraduate. However awards are made based on appropriations from Federal sources.
Repayment usually begins nine months after enrollment ends and the minimum monthly payment is $40. Of course, the more a student borrows, the greater the monthly payment.
Sample Repayment Plan for Perkins Loan (5%):
|# of Payments
|Total Amount Paid
Students who qualify for this loan on a need basis will have their interest paid for them while they are in school, in deferment and during the six month grace period.
Students who do not qualify on a need basis for interest benefits may still borrow through the Federal Stafford Student Loan Program. These students will not have the interest paid for them. All other provisions of the Stafford Program apply to this loan.
Students may not borrow more than the cost of attendance at USA. The maximum loan limits for the Federal Subsidized Stafford Loan as established by Federal guidelines are:
Financial aid applicants considered independent may borrow additional money under the Federal Unsubsidized Stafford Loan Program. The maximum loan limits as established by Federal guidelines are: $4000 a year for first and second year students, $5000 a year for students who have completed the first two years of study, and $10,000 a year for graduate and professional students to a total of $143,500 including funds borrowed as an undergraduate.
Limits for undergraduates are effective July 1, 1993. Limits for graduates are effective October 1, 1993.
Remember, the amount a student may borrow is limited to financial eligibility. Also, Stafford loans may be subject to a 3% origination fee and a 1% guarantee fee.
The minimum Federal Stafford Loan payment is $50 per month, and repayment usually begins six (6) months after students drop below half-time status.
Appropriate Monthly Repayment Schedule:
|# of Payments
|Total Amount Paid
Parent Loan Program for Undergraduate Students (PLUS)
Withdrawal Date and Percent of Cash that must be repaid:
Within the first 10% of classes 90%
REASONABLE ACADEMIC PROGRESS POLICY
Qualitative Component - The Universitys academic standards are the qualitative standards for this policy. These are outlined in this University Bulletin. In addition, Federal Law requires that students who have earned 64 or more credit semester hours (Juniors and Seniors) to maintain the minimum cumulative grade-point average required by the University for graduation. This minimum is defined by the Bulletin as 2.00. This component is evaluated each semester.
Quantitative Component - After 24 semester hours have been attempted, a students cumulative hours passed must be at least 75% of the cumulative hours attempted as defined by the Office of Records. For example, a student enrolling in 12 hours per semester for two (2) semesters would be required to pass 18 hours. A student enrolled in 6 hours per semester for 4 semesters would be required to pass 18 hours. This component is evaluated at the time of each application. Note: if you have filed academic bankruptcy, you will be evaluated each term following the bankruptcy.
Overall Time Frame - Students are no longer eligible to receive Title IV Federal financial aid (this includes Loans) after attempting 16 full time equivalent semesters. Transfer hours are included in the total hours attempted. This component is evaluated at the time of each application.
Grades - Courses with non-assigned grades including withdrawals are considered in determination of the percentage of hours completed toward the degree. Refer to this University Bulletin for the regulations concerning the effect on cumulative hours passed on cumulative hours attempted. Acceptable grades are: A, B, C, D, E, S, P. Unacceptable grades are: F, U, I, X, WD, AU, UA, N. All of these grades are considered in evaluating the quantitative, qualitative, and overall time-frame components.
Transfer Students - Students transferring to the University are assumed to be maintaining satisfactory progress. Hours transferred from prior schools will be considered in establishing the class standing only for grade requirements, as well as being considered in determining the maximum number of semesters attempted for the overall time frame component. Full time equivalent semesters are determined by dividing the total transfer hours accepted by 12. Grade-point averages (GPAs) from transfer credits will not factor into your cumulative GPA at USA.
Second Bachelors Degree/Dual Degree - Students seeking a second undergraduate/dual degree will be permitted to enroll in up to 6 full-time equivalent semesters beyond the first bachelor/dual major.
Graduate Students - The Universitys academic standards for graduate students are the qualitative standards for this policy. The quantitative component is defined as passing 50% of all hours attempted. The overall time frame is defined as 8 full-time equivalent semesters.
Doctoral Students - The Universitys academic standards for doctoral students are the qualitative standards for this policy. The quantitative component is defined as passing 50% of all hours attempted. The overall time frame is defined as 20 full-time equivalent semesters including graduate work.
Academic Bankruptcy - Credit hours earned prior to declaring academic bankruptcy will be counted in the overall time-frame component.
College of Medicine - The academic regulations in the COM bulletin describe the satisfactory progress requirements for a student enrolled in the College of Medicine.
Appeals - Student may appeal a decision of non-compliance using the following procedure:
In order to appeal the loss of eligibility for financial aid because of failure to make satisfactory progress under the quantitative, qualitative, or time-frame components, the following appeal procedure has been established. It is imperative that you follow the procedure precisely as outlined below.
Reinstatement - Students who lose financial aid eligibility because of a failure to maintain satisfactory progress towards a degree may reapply for financial aid after clearing the deficiency or attaining the minimum GPA.
Effective Date - Implementation of this policy shall begin with financial aid for the Fall Semester, 1998.
Presidential - $4,000 per year. Qualifications: Candidates must have a minimum ACT composite score of 33 (or comparable SAT) and a 3.5 minimum high school GPA, as computed by the USA Office of Admissions, to be considered. *Entering freshmen only.
Presidential - $3,000 per year. Qualifications: Candidates must have a minimum ACT composite score of 30-32 (or comparable SAT) and a 3.5 minimum high school GPA, as computed by the USA Office of Admissions to be considered. *Entering freshmen only.
Presidential - $1,500 per year. Qualifications: Candidates must have an ACT composite score of 27-29 (or comparable SAT) and a 3.5 minimum high school GPA, as computed by the USA Office of Admissions, to be considered. *Entering freshmen only.
Achievement Scholarships - One year $1,500 scholarships to entering freshmen. Qualifications: ACT Composite score of 24-26, minimum high school grade-point average of 3.5 as computed by the USA Office of Admissions. Scholarships are awarded beginning on December 1 each year to students who have completed the admissions process. Students are encouraged to apply early as funds are limited
*Awards are made in early December as scholarship funds are limited. Interested students should complete application for admission procedures by November 15 for first consideration. No special application is required as all accepted students are considered.
Junior College Transfer - $1,000 per year. Qualifications: The award is based on the cumulative GPA earned at the junior college as computed by the USA Office of Admissions. Application: No separate application is required. Candidates should be accepted for admission by May 1. Awards are made in mid-summer.
Magnes Scholarship - $2,000 per year. Qualifications: Candidates must have a minimum ACT composite score of 21, a high school GPA of 3.0 as computed by the USA Office of Admissions, be a resident of Mobile County and major in Business. Application: Separate applications are mailed in January of each year by the USA Office of Admissions to accepted freshmen students who meet the minimum qualifications. Applicants must also apply for financial aid and demonstrate financial need.
CIBA - $2,500 per year. Qualifications: The most academically talented freshman chemical engineering major from Washing County, Alabama is selected. Application: Applications are mailed by the USA Office of Admissions to all accepted students who meet the minimum qualifications. Applications are usually mailed in the Spring of each year.
Performance (Athletic, Music, Theater Arts) - The award amount varies. Qualifications: Selection is based on the individuals ability. Applications: Contact the individual departments - Athletics (334)460-7121, Music (334)460-6136, Theater Arts (334)460-6305.
ACM Scholarship - $1,000 annual scholarship for a student within the Computer and Information Sciences program. Contact the School of Computer and Information Sciences for more information.
Mary Ahn Nursing Scholarship - Annual scholarship awarded to an outstanding Nursing major. Contact Department of Nursing for more details.
Air Force ROTC Scholarships - Cover the costs of tuition, fees, and a reimbursable book allowance, plus a subsistence allowance of $150 per month for the academic year. Four-year and three-year scholarships are available to pre-freshmen having applied before December 1 of their senior year in high school. Three-year and two-year scholarships are available to eligible college students in all academic majors. Current enrollment in the Air Force ROTC program is not a prerequisite. Students selected to enter the advanced program (AS 300 and AS 400), will receive $100 per month subsistence. This allowance is tax free and is in addition to any other assistance that the student may receive.
Applications and further information may be obtained from the Air Force Studies Department, (334)460-7211.
Alumni Freshmen Leadership Scholarships - Four (4) one-year $2,300 scholarships to entering freshmen. Qualifications: Candidates must have a minimum ACT composite score of 21, a 3.0 cumulative grade-point average, and demonstrate achievement in academics and leadership activities within the school and community. Applications are mailed in January by the Office of Alumni Affairs to all accepted freshmen who meet the minimum qualifications or are available by request. The deadline for accepting applications is March 2, 1999. Contact Office of Alumni Affairs (334)460-7084.
Alumni Book Scholarship - One (1) $500 book scholarship to a full-time sophomore, junior, or senior at the University. Qualifications: Candidates must have completed a minimum of 20 hours at the University with a minimum 3.0 cumulative grade-point average. Academics, activities, and leadership are considered in awarding the Alumni Book Scholarship, as well as financial need. Applications are available in January. Contact the Office of Alumni Affairs (334)460-7084.
Army ROTC Scholarships - Cover the costs of tuition, fees, and a flat-rate book allowance plus a subsistence allowance of $150 per month for the academic year. Four-year scholarships are available to pre-freshmen having applied during the fall of their senior year in high school. Two and three-year scholarships are available to eligible students, and current enrollment in the R.O.T.C. program is not a prerequisite. Students who are selected to enter the advanced program, MS 301-303 and MS 401-403, will receive $150 per month subsistence for up to 10 months per year. This allowance is tax free and is in addition to any other assistance that the student may receive. Applications and further information may be obtained from the Military Science Department, (334)460-6341.
Alabama Crippled Childrens Scholarship - Each year the Alabama Society for Crippled Children and Adults, the Easter Seal Society, awards a $500 scholarship to an outstanding student in a rehabilitative discipline. The scholarship award is based on academic excellence, achievement, and demonstrated leadership. Students majoring in the following rehabilitation disciplines available at the University of South Alabama are eligible to receive the award: Speech Pathology and Audiology, Physical Therapy, and Rehabilitation Counseling. Nominations for the award are made by the faculty, and submitted to a special committee.
Alabama Power Company Engineering Scholarship - A $1,000 annual scholarship to an Engineering student based on academic standing and financial need. Contact the College of Engineering for more information.
Alpha Lambda Delta Scholarship - Information on sophomore and senior scholarships available to former members of Alpha Lambda Delta Freshman honorary is available in the Office of Student Activities, SC 131.
Art Scholarship - Awarded to a deserving Art major. Contact the Art Department for further details.
Arts & Sciences General Scholarship - A $500 annual scholarship awarded to an outstanding and deserving student in the Arts & Sciences program. Contact the College of Arts & Sciences for more information.
Barber Dairies Scholarship - Two scholarships awarded annually to a deserving junior enrolled in the Mitchell College of Business. Established by Barber Dairies, Inc. Contact the Scholarship Committee of the Mitchell College of Business.
Willis C. Blackburn Memorial Scholarship - Scholarship awarded annually to an academically talented and deserving student. All aid applicants are considered.
Dr. Graciella Blanco Spanish Scholarship - Awarded annually to an outstanding Spanish student.
Dr. Victorino S. Blanco Mathematics Scholarship - An endowed scholarship awarded annually to the outstanding undergraduate senior mathematics major.
Jeremy Blanton Memorial Scholarship - A $500 scholarship awarded spring semester to an outstanding student who has completed the freshman year. Criteria based on academic achievement and financial need. Contact the department of Student Services.
Ed Bunnell Scholarship - A $500 annual scholarship awarded to deserving AIS students. (More than one scholarship is usually available.) Contact Department of Adult Interdisciplinary Studies for further details.
James and Ivel Caldwell Scholarship - An endowed scholarship awarded to a major in International Studies. For information, contact the Director of the International Studies Program.
John C. Chester Music Scholarship - An endowed scholarship awarded annually to an outstanding piano student. Contact the Department of Music.
Children of Alumni Scholarship - One (1) year $2,300 scholarship awarded to a child of an alumnus of the University. Qualifications: full-time sophomore, junior or senior at USA. Must have completed 20 hours at USA. Parent or guardian must be a dues-paying/active status USA Alumni Association member at time of scholarship application submission. Academics, activities and leadership are considered in awarding the scholarship. Applications are available in January. Contact the Office of Alumni Affairs (334)460-7084.
Danny T. Conway Memorial Award - A $500 scholarship awarded annually to an upper class student based on academic acting excellence. Contact the Department of Dramatic Arts for further details.
Alfred F. Delchamps Scholarship - Awarded to an outstanding junior or senior student in Education. All aid applicants are considered.
Desk & Derrick Club Scholarship in Geology/Geography - A $500 annual scholarship awarded to a deserving junior or senior Geology/Geography student. Contact the Geology/Geography Department of further details.
Jack Edwards Scholarship - Awarded to an outstanding junior or senior student in political science. All aid applicants are considered.
John W. Faggard Memorial Scholarship in Geology - $500 annual scholarship awarded to a student majoring in Geology. Contact the Department of Geology/Geography for more information.
Marjorie Faircloth Speech Pathology Scholarship - A $500 annual scholarship awarded to a deserving student majoring in Speech Pathology. Contact the Department of Speech Pathology for further information.
Dr. Erwin Goessling Foreign Language Scholarship - An endowed scholarship awarded annually to an outstanding student majoring in German. Contact the Foreign Language Department for further details.
William Crawford Gorgas Chapter of the American War Mothers Scholarship - An annual grant awarded to a deserving son or daughter of a war veteran. All aid applicants are considered.
Joseph Hadley Memorial Scholarship in Education - Awarded annually to an outstanding and deserving student in the College of Education. Contact the College of Education for further information.
R.L. & Annie M. Hill Nursing Scholarship - Awarded to a deserving student majoring in Nursing. Contact the College of Nursing for details.
Shirley Holt Memorial Scholarship in Athletics - Awarded to an outstanding student studying Athletics. Contact the Department of Health, Physical Education and Leisure Services for further information.
Malcolm R. Howell Scholarship - $500 scholarship established by the Student Government Association in honor of the retired Dean of Students given to an entering freshman who exhibits outstanding leadership experience and potential. Contact the Student Government Association for details.
Martin Luther King Scholarship - Awarded annually to a deserving minority student. Contact the Student Services Office for details.
Regina Little Scholarship - Awarded to a deserving student majoring in Nursing. Contact the College of Nursing for details.
Ray Lolley Memorial Scholarship - University scholarship established by the Board of Trustees as a memorial to Senator Ray Lolley, former trustee. All aid applicants considered.
Charles R. McGlothren, Jr. Scholarship - A $1,000 annual scholarship awarded to a deserving student majoring in Philosophy. Contact the Philosophy Department for further details.
Patricia W. McRaney Memorial Scholarship - Awarded annually by the Federated Junior Womans Club to an outstanding junior majoring in Special Education. All aid applicants are considered.
Sushila Mishra Memorial Scholarship in Mathematics/Statistics - A $500 annual scholarship awarded to an outstanding junior or senior majoring in Statistics. Contact the Department of Mathematics/Statistics for further details.
Mobile Association of Purchasing Management Scholarship - Awarded annually to a deserving junior or senior Business major. Established in honor of the Associations lifetime members. Contact the Department of Marketing and Transportation, Mitchell College of Business, for details.
Mobile Oilmens Association Scholarship - A $500 annual scholarship for students majoring in Chemical Engineering. Contact that department for further details.
Mobile Traffic and Transportation Club Scholarships - Scholarships of $1,000 are awarded annually to a deserving junior or senior majoring in Transportation. Contact the Department of Marketing and Transportation, Mitchell College of Business, for details.
Mobile Women in Construction Scholarship - Awarded annually to a deserving junior or senior Engineering major. All aid applicants are considered.
Chris Nash Memorial Scholarship - $500 annual scholarship awarded to an outstanding and deserving student majoring in Mathematics/Statistics. Contact the Department of Mathematics/Statistics for more information.
Abraham Mitchell Business Scholarships - The Mitchell College of Business offers prestigious scholarships to entering freshmen students from Alabama who are majoring in the Mitchell College of Business. Contact the Office of Enrollment Services, (334) 460-6494, for application procedures, deadline dates and more information about the Abraham Mitchell Business Scholarships.
Shirley Dean Panus Physical Therapy Scholarship - Awarded to an outstanding physical therapy student. Contact the Department of Physical Therapy for further information.
Honors Program Scholarships - Students admitted to the USA Honors Program receive a four-year honors scholarship. Contact the Honors Program Director, Office of the Senior Vice President for Academic Affairs, (334) 460-6261, for application procedures and deadline dates and more information about this prestigious program.
Howard M. Phillips Scholarships - Endowed scholarship award made to an academically talented and deserving student. All aid applicants are considered.
Physics Faculty Honors Fellowship - Tuition and fees (up to $1,000 per semester for up to four semesters). Qualifications: Awarded to outstanding Physics majors at the University of South Alabama with a minimum cumulative 3.0 GPA who have completed the calculus-bases introductory physics sequence (Phys 201 and 202) based on academic merit. Selection will be based upon the math/science GPA (as computed by the Physics department), recommendation of physics instructors, and recommendation of the Physics faculty. (For more information contact the Physics department.)
Propeller Club of the United States, Port of Mobile Scholarship - $1,000 awarded annually to a junior or senior majoring in Marketing/Transportation. Contact the Department of Marketing and Transportation, Mitchell College of Business, for details.
QMS Computer and Information Sciences Scholarship - $1,000 awarded to two students in the Computer and Information Sciences program. Contact the Department of Computer and Information Sciences for more information.
QMS Electrical Engineering Scholarship - A $1,000 scholarship awarded to an Electrical Engineering student. Criteria based on academic standing. Contact the Department of Electrical Engineering.
Katherine Lawrence Richardson Scholarship - Awarded annually to an outstanding senior majoring in English or in Secondary Education with a concentration in English. Contact the Department of English for details.
Comer Scarborough Scholarship - Awarded periodically by the Mobile Chapter of the Phi Delta Kappa Fraternity to a major in Education planning to teach in Mobile.
Sigma Theta Tau Scholarship - Awarded to recognize outstanding scholarship by qualified nurses and nursing students. This award of $250 is available to undergraduate and graduate nursing students. Application is made in the College of Nursing.
Slovak Scholarship - Awarded annually to a student from Slovakia. Contact the Development Office for details.
OF ALABAMA ASSISTANCE
Alabama Nursing Scholarship - $600 per academic year of scholarship/loan to junior and senior admitted to the nursing program. Students must agree to practice nursing in Alabama for at least one year following completion of the nursing program. All eligible for financial aid applicants are considered.
Alabama GI Dependents Educational Benefits Program - Tuition and book assistance to children and spouses of eligible Alabama veterans. Application forms may be obtained from the Alabama State Department of Veterans Affairs, P.O. Box 1509, Montgomery, AL 36102 or from any county veterans service officer.
Alabama Scholarships for Dependents of Blind Parents - An award to cover tuition and fees for children from families in which the head of the family is blind and whose income is insufficient to provide educational benefits. Must be an Alabama resident, and apply within two years of high school graduation. Applications are available from the State of Alabama, Department of Education, Administrative and Financial Services Division, Gordon Persons Building, 50 N. Ripley, Montgomery, AL 36130.
Police Officers and Firefighters Survivors Educational Assistance - A grant covering tuition, fees, books, and supplies for dependents and spouses of Alabama police officers and firefighters killed in the line of duty. Applications are available from the Alabama Commission on Higher Education, P.O. Box 30200, Montgomery, AL 36130-2000.