Life and Disability Insurance Plans

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▼   Paid Group Term Life Insurance
Group term life insurance is provided at no cost benefits-eligible employees through The Standard. The amount of life insurance is determined by the employee's base pay.

In addition your spouseSpouse is a person to whom you are legally married. Spouse does not include a person who is a full-time member of the armed forces of any country or a person from whom you are divorced or legally separated. and eligible dependents Eligible Dependents are your unmarried dependent children from live birth to age 19 or through age 24 for full-time students. If your child is disabled, please contact HR. are provided with $5,000 of term life insurance at no cost to the employee.
▼   Paid Accidental Death & Dismemberment Insurance
The Accidental Death & Dismemberment (AD&D) policy is provided at no cost to benefits-eligible employees through The Standard in the amount equal to the Basic Term Life Insurance if death was caused by accident. AD&D also pays a benefit if a serious injury results in dismemberment.
▼   Additional Group Life Insurance
Additional term life insurance equal to one, two or three times the basic coverage is available to the employee at group rates.

Employees applying for additional coverage must be medically underwritten. Additional coverage for spouse and dependent children is available and is also subject to underwriting.
 
Additional life insurance available for spouse is $25,000 for $6.50 per month. Additional life insurance available for dependent child(ren) is $10,000 per child for $3.00 per month.
▼   Paid Long Term Disability Insurance (LTD)

For employees hired before 1/1/2013: LTD insurance is provided at no cost to benefits-eligible employees through The Standard. After a 90-day period of disability, 66.67% of the employee's base monthly salary will be paid for a permanent or temporary disability, up to a maximum benefit of $10,000 a month.

Contact HR for application at 251-460-6133 or hrmaincampus@southalabama.edu.

For employees hired on or after 1/1/2013: LTD insurance is provided at no cost to benefits-eligible employees through The Standard. After a 90-day period of disability, 60% of the employee's base monthly salary will be paid for a permanent or temporary disability, up to a maximum benefit of $10,000 a month.

Contact HR for application at 251-460-6133 or hrmaincampus@southalabama.edu.