All Eligible Participants are entitled to Global Assistance Services while traveling outside of the United States . In the event of an emergency, they should go immediately to the nearest physician or hospital without delay and then contact HTH Worldwide. HTH Worldwide will then take the appropriate action to assist and monitor the medical care until the situation is resolved. To contact HTH Worldwide in the event of an emergency, call (800) 257-4823 or collect to (610) 254-8771.

Repatriation of Remains Benefit: If a Covered Person dies, the Insurer will pay the necessary expenses actually incurred, up to the Maximum Limit of $15,000, for the repatriation of the Covered Person’s remains to his/her Home Country. This benefit covers the legal minimum requirements for the transportation of the remains. It does not include the transportation of anyone accompanying the body or visitation or funeral expenses. Any expenses for repatriation of remains require the Insurer’s or the Administrator’s prior approval.

Medical Evacuation Benefit: If a Covered Person sustains any Injury or suffers a sudden Sickness while traveling outside his/her Home Country, the Insurer will pay the Medically Necessary expenses incurred, up to the lifetime Maximum Limit for all medical evacuations shown of $50,000, for a medical evacuation to the nearest Hospital appropriate medical facility or back to the Covered Person’s Home Country. Transportation must be by the most direct and economical route. However, before the Insurer makes any payment, it requires written certification by the attending Physician that the evacuation is Medically Necessary. Any expenses for medical evacuation require the Insurer’s or the Administrator’s prior approval. No benefits are payable under any other provision of the Policy for expense incurred by the Covered Person on and after the date of the evacuation.

Bedside Visit Benefit: If the Covered Person is Hospital Confined due to an Injury or Sickness for more than seven (7) days while traveling outside his/her Home Country, the Insurer will pay up to a maximum benefit of $1,000 for the cost of one economy round trip air fare ticket to, and the hotel accommodations in, the place of the Hospital confinement for one person designated by the Covered Person. With respect to any one trip, this benefit is payable only once for that trip, regardless of the number of Covered Persons on that trip. No more than one (1) visit may be made during any 12 month period. No benefits are payable under this provision prior to the end of the seven (7) day Hospital Confinement. No benefits are payable unless the trip is approved in advance by the Administrator.