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University
of South Alabama Federal Credit Union is owned by its
members and run by a board of directors you elect. You
can be confident that your financial privacy is a top
priority of the Credit Union. We are required by law to
give you this privacy notice to explain how we collect,
use and safeguard your personal financial information.
If you have any questions, please contact a staff member
at 251-706-0255. |
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We
are committed to providing you with competitive products
and services to meet your financial needs which necessitates
that we share information about you to complete your transactions
and to provide you with certain financial opportunities.
In order to do so, we have entered into agreements with
other companies that provide either services to us or
additional financial products for you to consider. |
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Under
these arrangements, we may disclose all of the information
we collect, as described below, to companies that perform
marketing or other services on our behalf or to other
financial institutions with whom we have joint marketing
agreements. To protect our members' privacy, we only work
with companies that agree to maintain strong confidentiality
protections and limit the use of information we provide.
We do not permit these companies to send to other third
parties the information we provide to them. |
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We
collect the following non-public information about you
from a variety of sources and may disclose all the information
we collect to companies that perform marketing or other
services on our behalf or to other financial institutions
with whom we have joint marketing agreements. |
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From membership and loan applications and other
forms, we obtain information such as name, address,
social security number and income
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From your transactions with us or other companies
that work closely with us to provide you with financial
products and services, we obtain information such
as account balances, payment history, parties to transactions,
and credit card use.
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From consumer reporting agencies, we obtain information
such as your creditworthiness and credit history.
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From verifications of information you provide on
applications and other forms, we obtain information
from current or past employers, other financial institutions
and other sources on the application.
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We
may also disclose information we collect about you under
other circumstances as permitted or required by law. These
disclosures typically include information to process transactions
on your behalf, conduct the operations of our credit union,
follow your instructions as you authorize, or protect
the security of our financial records. |
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If
you terminate your membership with the USA Federal Credit
Union, we will not share information we have collected
about you, except as permitted or required by law. |
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| How
we protect your information |
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We restrict access to nonpublic
personal information about you to those employees who
have a specific business purpose in utilizing your data.
Our employees are trained in the importance of maintaining
confidentiality and member privacy. We maintain physical,
electronic, and procedural safeguards that comply with
federal regulations and leading industry practices to
safeguard your non-public personal information.
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