University Life and Disability Insurance Plans
▼ Paid Group Term Life Insurance
Group term life insurance is provided at no cost to benefits-eligible employees through
Sun Life. The amount of life insurance is determined by the employee's base pay.
In addition your spouseSpouse is a person to whom you are legally married. Spouse does not include a person
who is a full-time member of the armed forces of any country or a person from whom
you are divorced or legally separated. and eligible dependents Eligible dependents are your unmarried dependent children from live birth to under
age 26. Eligible Dependents include, your step-child; a foster child placed with you
by a licensed agency; or your adopted child, including any child placed with you for
adoption. If an unmarried child is age 26 or older and is incapable of self-sustaining
employment because of an intellectual disability, developmental disability or physical
handicap; and chiefly dependent on you for support; that child will continue to be
a Dependent Child under the Policy for as long as these conditions exist. Exclusions:
Dependent Child does not include, any person who is insured as an Employee; any person
residing outside the United States or Canada, a dependent child who resides with you
while you are on a temporary work assignment outside the United States; or is a full-time
Student attending school outside of the United States. are provided with $5,000 of term life insurance at no cost to the employee.
▼ Paid Accidental Death & Dismemberment Insurance
The Accidental Death & Dismemberment (AD&D) policy is provided at no cost to benefits-eligible
employees through Sun Life in the amount equal to the Basic Term Life Insurance if
death was caused by accident. AD&D also pays a benefit if a serious injury results
in dismemberment.
▼ Additional Group Life Insurance
Additional term life insurance is available to the employee at group rates. You choose the amount that best meets your needs and your budget based on your earnings.
Employees applying for additional coverage must be medically underwritten. To apply please follow the Evidence of Insurability (EOI) application instructions. Policy number 947758.
Additional coverage for spouse and dependent children is available and is also subject
to underwriting. Additional life insurance available for spouse is $25,000 for $8.32 per month. Additional
life insurance available for dependent child(ren) is $10,000 per child for $3.00 per
month.
Why do you need life Insurance? Voluntary Life Insurance
▼ Paid Long Term Disability Insurance (LTD)
LTD insurance is provided at no cost to benefits-eligible employees through Sun Life. After a 90-day period of disability, 60% of the employee's base monthly salary will be paid for a permanent or temporary disability, up to a maximum benefit of $10,000 a month.
Contact HR for application at (251) 460-6133 or employeebenefitshr@southalabama.edu.
For USA Health employee please contact the USA Health HR office at (251) 415-1604.
Why do you need Long-Term Disability? (LTD insurance is provided at no cost to benefits-eligible employees through Sun Life)