Loan Rates


New Autos

36 - Months as low as 4.00% APR
48 - Months as low as 4.50% APR
60 - Months as low as 5.00% APR
72 - Months as low as 5.60% APR
*84 - Months  as low as 6.50% APR 

Used Autos (2017-2023)



as low as 5.25% APR


as low as 5.85% APR


as low as 6.75% APR

Used Autos (2013-2016)



as low as 6.25% APR

Contact us to refinance your currently elsewhere financed auto loan.  

All rates quoted as Annual Percentage Rates and subject to change without notice.



* 84 - Months financing for loan amounts $40,000.00 and up.


 Motorcycle or ATV 
36 - Months as low as 5.50% APR
48 - Months as low as 5.75% APR
60 - Months as low as 6.00% APR
Other Loans
Open-End Signature Loans as low as 10.40% APR
Closed-End 'Get Away' Loans as low as 7.40% APR
Boat and RV Loans as low as 6.25% APR
Home Equity Loans call for current rate
Share Secured Loans 3.00% above share dividend rate
VISA Credit Cards as low as 8.90% APR / no annual fee

Log into your USA FCU home banking account to submit an electronic application or download an application to submit via fax or e-mail.

Download Loan Application here


National Credit Union Administration Logo Equal Housing Lender Logo CO-OP Network Logo CO-OP Shared Branch Logo