Loan Rates

Loan Rates effective May 1, 2024

New Autos 

36 - Months as low as 4.25% APR
48 - Months as low as 4.75% APR
60 - Months as low as 5.25% APR
72 - Months as low as 5.85% APR
*84 - Months  as low as 6.75% APR 

Used Autos (2017-2023)


as low as 5.35% APR


as low as 5.95% APR


as low as 6.80% APR

Used Autos (2014-2016)


as low as 6.25% APR



Contact us to refinance your currently elsewhere financed auto loan.  

All rates quoted as Annual Percentage Rates and subject to change without notice.


* 84 - Months financing for loan amounts $40,000.00 and up.


 Motorcycle and ATV 

36 - Months as low as 5.50% APR
48 - Months as low as 5.75% APR
60 - Months as low as 6.00% APR

Other Loans

Open-End Signature Loans as low as 10.40% APR
Closed-End 'Get Away' Loans as low as 7.40% APR
Boat,  RV,  and Trailer Loans as low as 6.25% APR
Home Equity Line of Credit call for current rate
Share Secured Loans 3.00% above share dividend rate
VISA Credit Cards as low as 8.90% APR / no annual fee

Log into your USA FCU home banking account to submit an electronic application or download an application to submit via fax or e-mail.

Download Loan Application here

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