Products and Services
Share accounts are the basic account of the credit union. Once you have established a share account, you may apply for any of the other services offered by the Credit Union. These accounts earn monthly dividends based upon your balance.
- Initial $1 membership fee
- No monthly service charge
- $25 minimum balance
- Up to $250,000 insured by the NCUSIF
Our share draft accounts are economical and easy with great benefits.
- $100 minimum to open an account
- No minimum balance to maintain
- Overdraft protection available
- Overdraft Privilege (courtesy pay) to qualified members
- No monthly charge for VISA debit cards
- Regular checking subject to credit approval
- No credit approval required for checkless checking
- Includes bill pay service
Competitive rates and convenient terms with no annual fee.
Please contact the credit union at (251) 706-0255 to request an application.
Borrow money the smart way! Our loans will save you money with our low rates and simple interest. We offer:
- Personal Loans
- Auto Loans
- Boat Loans
- RV Loans
- Share-Secured Loans
- Motorcycle Loans
- Home Equity Loans
Log into your USA FCU home banking account to submit an electronic application or download an application to submit via fax or e-mail.
Payroll deduction allows you to have a portion of your paycheck automatically deposited into your credit union account. You can also use this method to make payments on your loans here at the Credit Union. It is quick, safe and easy!
Access your checking account with a convenient check card instead of carrying a checkbook. To report a lost or stolen debit card, call 1-800-754-4128
Your personal time is important so do not stand in line to deposit your paycheck. Go Direct Deposit. This is the most convenient and safest way for your paycheck to be deposited into your account with immediate availability.
TellSouth is USAFCU's telephone banking system. With TellSouth, you have access to your account 24 hours a day, 7 days a week from any Touch Tone telephone. TellSouth is free and you can conduct many transactions including:
- Account balance
- Cleared checks
- Deposit inquiries
Cash and convenience! No fees when you use your USAFCU ATM or VISA debit card at any of our ATM locations or any CO-OP ATM.
Locate a CO-OP ATM or Shared Branch Location: https://co-opcreditunions.org/
Domestic and international wires for minimum fees. Fees are assessed with incoming and outgoing wires. Contact a credit union representative for additional information.
Domestic wire fee - $10.00
International wire fee - $35.00
Our drive-ups are open from 7:30 a.m. until 5:00 p.m. Monday through Thursday; 7:30 a.m. until 5:30 p.m. on Friday.
Located at our main branch in the first drive-up window.
103 Hillcrest Road
Mobile, Al 36608