What You Need to Know

Open Enrollment for the USA Health & Dental Plan (Base & Standard), USA Select Health & Dental Plan, and SouthFlex

Open Enrollment for the USA Health & Dental Plan (Base & Standard), USA Select Health & Dental Plan, and SouthFlex begins on Sunday November 1, 2020. If you do not wish to make any changes to your health/dental insurance, no action is required. Employees should have received the Benefits & Wellness Open Enrollment Guide at their home address, which provides detailed information about benefit updates, and other items of interest. For new enrollments effective January 1, 2021, premiums will be deducted from bi-weekly paid employees in the month of December since premiums are paid one month in advance.

In order to participate in SouthFlex; you must enroll each year. Even if you are currently enrolled in SouthFlex, you must submit a new enrollment form to participate in the 2021 plan year.

The deadline for submitting changes and enrollments is 4:30 p.m. on Monday, November 30,2020. After this date, forms for open enrollment will not be accepted and the web links for open enrollment will become inactive. All changes and elections will become effective on January 1, 2021. Contact Human Resources at (251) 460-6133 if you have any questions.

▼   USA Health & Dental Plan (Base & Standard)

The USA Health & Dental Plan enrollment/change form is available online and in the Human Resources offices. You may scan and e-mail the completed enrollment form to employeebenefitshr@southalabama.edu. Forms will not be accepted by fax. If you send your form by e-mail, it is not necessary to return the original form. 

The USA Health & Dental Plan (Base & Standard) prescription drug benefit will continue to be managed by Express Scripts, Inc (ESI).  ESI is the number one ranked pharmacy benefit company nationwide.  They are able to provide more cost effective pricing and medical care management which results in an overall better benefit for all plan members.  Additional information may be found below.

The claims administration of SouthFlex will be managed by HealthEquity®. We also offer the HealthEquity® Visa® Reimbursement Account Debit Card. When you incur a qualified medical expense, you will be able to pay with the HealthEquity® Visa® Reimbursement Account Card or submit the expense through the HealthEquity online tool for reimbursement. Visit the SouthFlex page for more information. The SouthFlex Enrollment Form is also available online and in the

Human Resources offices.

You may scan and e-mail the completed enrollment form to employeebenefitshr@southalabama.edu. Forms will not be accepted by fax. Remember, you must enroll each year to participate in SouthFlex. Even if you are currently enrolled in SouthFlex, you must submit a new enrollment form to participate in 2021.

Your USA Fringe Benefits Committee (FBC) recommended, and President Tony G. Waldrop approved, an employee premium increase of $7 per month for single coverage and $27 per month for family coverage for employees enrolled in the USA Health & Dental Plan (Base & Standard) for the 2021 plan year.

USA Base Plan monthly premiums: (employees hired before 1/1/2013):

Single coverage : $118 ( $168 without the non-tobacco wellness incentive)

Family Coverage : $394 ( $444 without the non-tobacco wellness incentive)

USA Standard Plan monthly premiums: (employees hired on or after 1/1/2013):

Single coverage : $138 ( $188 without the non-tobacco wellness incentive)

Family Coverage : $458 ( $508 without the non-tobacco wellness incentive)

▼   USA Select Health & Dental Plan

Beginning January 1, 2021, the University of South Alabama will offer benefits-eligible employees the opportunity to participate in an alternate plan, the USA Select Health & Dental Plan, with claims administered by Blue Cross Blue Shield of Alabama. USA Select will replace the current USA VIVA Plan. The USA Select Health & Dental Plan will offer value to employees and their dependents with a low-cost benefit plan that provides access to medical providers within USA Health but also provides the option of accessing the BCBS PPO network. Visit the USA Select Health & Dental Plan page for more information.

We are pleased to announced that your USA Fringe Benefits Committee (FBC) recommended, and President Tony G. Waldrop approved, no increase in the USA Select Health & Dental Plan employee premiums for 2021:

Single coverage : $90 ( $140 without the non-tobacco wellness incentive)

Family Coverage : $300 ( $350 without the non-tobacco wellness incentive)