Salaries and Benefits
|2018-2019 Stipends||2019-2020 Stipends|
|PGY-1: $51,607||PGY-1: $52,578|
|PGY-2: $53,410||PGY-2: $54,415|
|PGY-3: $55,159||PGY-3: $56,197|
|PGY-4: $57,736||PGY-4: $58,823|
|PGY-5: $59,702||PGY-5: $60,826|
|PGY-6: $62,592||PGY-6: $63,770|
Moving/Relocation Allowance 2018-2019 Stipends
Residents relocating to Mobile are allowed a moving allowance of $2.00 per mile with a cap of $1,200.00. Mileage should be turned into the Residency Coordinator to be processed through the Housestaff Office.
Professional Liability Coverage
Coverage is provided by the University of South Alabama at no cost to residents. (Applies only to professional activities scheduled by the Residency Program Director.) This is an occurrence type policy and by definition provides "tail coverage." Additional information can be found by contacting the Office of Risk Management at 251.460.6232.
Preventive Health Program
Hepatitis B immunization, TDaP, MMR, Influenza, and any other vaccine required by policy are provided at no cost to residents.
Varicella immunization is provided at no cost to residents who have not had chickenpox.
USA Health & Dental Plan and USA Viva Health & Dental Plan
Coverage is effective the first day of a resident’s employment, provided an enrollment form is completed and submitted to the Human Resources Office within 30 days of hire.
The University of South Alabama provides two comprehensive health and dental benefit options:
|Monthly Employee Cost||Single*||Family*|
|USA Health & Dental Plan||$128||$418|
|USA VIVA Health & Dental Plan||$90||$300|
*Includes the non-tobacco wellness incentive of $50
The University of South Alabama encourages all employees to adopt healthy lifestyle choices. Both plans offer assistance to employees who wish to stop using tobacco products. Employees and their spouse who declare that they do not use tobacco products (and have not for at least six months) will be eligible to receive a $50 wellness incentive (one per family). Employees are required to certify on the enrollment application that they do not use tobacco products.
Health insurance will be effective from the first date of employment. Housestaff must complete an application and file it with the Human Resources Department within 30 days of their first day of employment. New residents will have the chance to complete the form in their hospital orientation. Otherwise, open enrollment for the USA health and dental insurance is held annually in November with coverage effective January 1. Housestaff can make changes to their plan during open enrollment.
With premium conversion, USA Health & Dental Plan and USA Viva Health & Dental Plan premiums are automatically deducted before any federal, state or Social Security taxes are withheld.
Flexible Spending Accounts
Eligible employees can take advantage of flexible spending accounts by setting aside pre-tax money through payroll deductions to pay for qualified healthcare expenses and qualified dependent child care expenses. If a resident enrolls in the USA Health and Dental Plan, the plan provider is Health Equity, Inc. If a resident enrolls in USA Viva Health & Dental Plan, the designated provider is Discovery Benefits, Inc. Both plans provide a VISA reimbursement account card for ease of use for qualified medical expenses.
The University provides at no cost to benefits-eligible employees a group term life insurance plan from The Standard. Coverage is provided in accordance with the following schedule:
Annual Base Salary
$38,501 and over = 125% of salary ($100,000 maximum benefit)
*Includes a $5,000 benefit for spouse and eligible children
Additional Group Term Life Insurance
Additional term life insurance equal to one, two or three times the basic coverage is available to the employee at group rates. Employees applying for additional coverage must be medically underwritten. Additional coverage for spouse and dependent children is available and is also subject to underwriting.
The University of South Alabama 403(b) / 457(b) Plans
TIAA and VALIC offers 403(b) /457 (b) supplemental retirement plans that allow eligible employees to invest in fixed and variable annuities and mutual funds.
Long Term Disability Insurance
The University provides at no cost to eligible employees long term disability insurance through The Standard. After a 90-day period of disability, 60% of the employee’s base monthly salary will be paid for permanent or temporary total disability, subject to policy provisions, up to a maximum benefit of $10,000 a month.
Educational Benefit Plan
Upon completion of 6 months of employment prior to the first day of classes per the University Academic Calendar, regular full-time employees may qualify for a tuition credit for up to five credit semester hours, plus the University registration fee. The tuition credit rate is based on the prevailing College of Arts and Sciences undergraduate tuition rate for all course levels. Employees must maintain at least a 2.0 institutional grade point average for undergraduate coursework and a 3.0 institutional grade point average for graduate coursework for continued eligibility.
Tuition credit is also available to the spouse and unmarried dependent children (under age 25 on the first day of classes) of employees who are eligible for the educational benefit. The tuition credit is 50% of tuition only (no fees) with no hour maximum. The tuition credit rate is based on the prevailing College of Arts and Sciences undergraduate tuition rate for all course levels. The spouse/dependent children must maintain at least a 2.0 institutional grade point average for undergraduate coursework and a 3.0 institutional grade point average for graduate coursework for continued eligibility.
Employees may choose to either participate in the Educational Benefit Plan or receive a University of South Alabama tuition scholarship if awarded for the eligible student. In accordance with current Internal Revenue Service regulations, educational benefits received by an individual classified as a graduate student, including a medical student, who is a dependent of a University employee is almost always treated as taxable income to the employee.
Adjacent parking is provided at no charge at USA Hospitals.
Living Quarters, Meals and Laundry
Living quarters, meals and laundry or their equivalents are the responsibility of the resident. When on-call in the hospital, sleep rooms are provided at no cost and a reimbursement of $5/call period is provided. Additionally, a 25% discount is given to all residents in each of the hospital's cafeterias. Vending machines providing hot and/or cold food are also available 24 hours/day, 7 days/week.
Three lab coats are provided at the beginning of the first year of training; one lab coat is provided in each subsequent year of training.
USA Hospitals and the College of Medicine provide direct financial assistance to the departments in support of resident education.
10% discount on books and supplies with ID card.
Residents have use of the Recreation Center, tennis court, and swimming pools at the University of South Alabama Main Campus.
Discounts on University of South Alabama athletic events and musical and theatrical productions.
Please note: other employee benefits information will be provided in Hospital Orientation.